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TNCHTS THIS TNCHTS THIS . THIS MORNING, WERE HELPING YOU STAY SAFE AND SMART ON THE PAYMENT APPS. THERE IS A CHANCE YOU USED VENMO, ZELLE. THEYRE SO EASY TO USE. THEYRE BECOMING A TARGET FOR SCAMMERS. OF COURSE THEY ARE. SO HERE WITH IMPORTANT ADVICE, NBC NEWS SENIOR CORRESPONDENT VICKI NGUYEN. SO HERE WE GO. WERE TALKING ABOUT ALL THESE APPS. BUT I WOULD THINK THE THING THAT MAKES IT SO EASY IS THE THING THAT MAKES IT A BIG PROBLEM WITH SCAMMING. SO FIRST OF ALL, CAN YOU WALK THROUGH WHAT ARE THE MORE POPULAR ONES? YES. GOOD MORNING TO THE TERRIFIC TRIO. WE ALL LOVE CONVENIENCE AND SPEED WHEN IT COMES TO OUR MONEY. THATS WHAT SCAMMERS LOVE TOO. YOU KNOW ABOUT PAYPAL. PAYPAL OWNS VENMO WHICH IS REALLY POPULAR WITH GENZ AND THEN YOU HAVE ZELLE WHICH YOURE SEEING WHEN YOU OPEN YOUR BANKING APP BECAUSE ITS A PAYMENT APP OWNED BY A NUMBER OF MAJOR FINANCIAL INSTITUTIONS. THEN THERE IS CASH APP AS WELL. THEY ALL LINK TO YOUR BANK ACCOUNT OR A CREDIT CARD TO MAKE PAYMENTS