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hello this is Greg Maxwell with amicus settlement planners were gonna talk today a little bit about settlement protection trusts and we at amicus as you may know we love settlement protection trust theyre such a great tool and so many different settlements for a variety of reasons so well talk a little bit about the advantages and disadvantages and hopefully give you a better idea and maybe open your mind a little bit about different ways that you can use these types of trusts as you settle cases one of the main advantages of a settlement trust is that it provides liquidity for your client the real downside to structured settlement annuities is that once theyre set up theyre really not liquid at all theyre nice and that they pay a certain amount on a certain date and time but if your client situation changes theres really not a whole lot they can do but with a trust there its liquid you can change it you know theyre flexible flexibility is a big advantage it provides great dis