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good morning everyone thank you for joining us today for this webinar how to dynamically protect your foreign currency assets im lucile nixten project european project manager in finance innovation let me quickly introduce our cluster so we are based in paris we are the french leader in supporting startups and scale-up we gather about 600 members fintechs banks insurance companies asset managers incubators and so on and so forth for more information please dont hesitate to have a look at our website in 2019 we became our organization became a partner of eit digital which is the european institute of innovation and technology to collaborate with european partners and help business and entrepreneur to bring digital innovation to markets we are involved in two european projects and today we would like to to present the crest project and press stands for currency edging and risk management service and it was developed this year with the hem of dynamically protecting foreign currency ass