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my name is abahi and i am going to go over some foundational insurance terms to help you with the property and casualty adjuster insurance exam this should be able to be broad enough to apply to whichever state you are in so without further delay lets get started alright so these are the definitions that we are going to go over now most of you may have a good general knowledge about insurance but if you dont were going to start with the basics going from insurance ensure the insured premium policy risk hazard peril and lost you will also be well you also have some pop quizzes to test your knowledge along the way and make sure that youre grasping the concepts or the definitions all right lets go lets lets hit these buttons down here all right uh oh before i forget a good general tip for those of you who maybe have taken the exam and didnt pass like i did because i failed my first test practice practice practice as much as possible so i created a place for adjusters or soon-to-b