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The YouTube video tutorial discusses a new class action settlement involving Plate, a financial company. It encourages viewers to check their spam folder for an email notification about the settlement. The lawsuit alleges that Plate used deceptive interfaces with financial companies, prompting users to enter their information. Those who have used Plate services before 2019 may be eligible for compensation. To file a claim, visit platesettlement.com and provide a notice ID and confirmation code from the email. This is not a scam, but a legitimate opportunity to receive a monetary reward.