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welcome to the business violence bulletin apps are 256 [Music] what can we give to the latest business finance bulletin with me Rob Waldo from the business loan services to commercial finance experts in this bulletin action by the prompt payment code to tackle late payers the importance of knowing your numbers and company insolvencies on the rise over the last couple of months well be seeing evidence that late payment is becoming a bigger bigger issue but more importantly its now beginning to be tackled so for example in episode 253 I gave the example of the small business commissioner who had actually named and shamed a rather big company when it came to their late payment practices and was able to help a small business get payment out of that a business when another example here of some firm action being taken has come out from the prompt to payment code now the prompt payment code is a voluntary code where larger businesses sign up in order to help demonstrate that they take a la