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hi once again them welcome to my channel now I like to try and cover all areas of debt well at least as many areas as possible and I suddenly realized I havent done a video regarding how to negotiate a reduced settlement on your debt and also when to do it as well I was deadly serious when I said that I would use one of my friends debt but my hundred thousand pounds down to five thousand pounds of body cards so this is the kind of area that I want to cover in this video watch on now in might have to write off that video I show you how we can deal with your debts by making certain payments and I also showed you what happens after you be making to advance for a period of time now if you havent seen that video Ill put a link in the description box so you can check it out later I need you all to firstly understand this and to believe me when I say to you that if you were to borrow money from a bank lets say for example ten thousand pounds the bank does not lose ten thousand pounds the