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Hi, I'm Nicole Vinson, an attorney at the Merlyn Law Group specializing in property insurance claims nationwide. We handle both commercial and residential losses, providing litigation for denied or delayed claims and bad faith practices. It's crucial to promptly report your loss to the insurance company, but be prepared for potential obstacles despite paying premiums and having a long-standing relationship with your agent. Insurance companies may initially deny claims, so it's important to be prepared to present your case effectively.