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this is the Human Action podcast where we debunk the economic political and even cultural myths of the days here are your hosts Jeff deist and Dr Bob Murphy welcome back everybody its the Human Action podcast joined as always or as mostly by my co-host Dr Bob Murphy how you doing today Bob Im doing all right Jeff how are you well I thought of you when I saw this tweet recently by Neil Ferguson our esteemed Scottish colleague I guess hes out at Stanford at Hoover I believe yeah I think so anyway hes written some great books uh some great history books on World War One For example and he also writes a lot about uh the history of economics so uh someone had tweeted there are no more than five people in the world who understand money and Neil Ferguson responded favorably to this and named someone who said it this person is definitely one of the five people who understand money when I saw that I was struck by the idea why should money be so complicated and it seemed to me that what he