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How to plot header settlement

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good morning everybody in todays lecture were going to be following up with our discussions of how to compute settlements and were going to be talking more now about computing how long its going to take for primary consolidation to occur you may look be looking at this figure and be wondering what in the world is dr. Frankie showing me on this figure it looks like little snakes popping out of the ground well were going to talk about what these little things represent here later in this presentation and its a method of how we can speed up the consolidation settlement at a site so I just want to remind you that geotechnical engineers are not just worried about how long or Im sorry how much settlement is going to occur but but how long its going to take for that settlement to occur now our geotechnical hero karl terzaghi he was the first guy to look at time rate of settlement and he developed a theory to quantify and explain not just the magnitude of consolidation so settlement h

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How do you read a HUD settlement statement?

The settlement statement lists charges in three sections. The first section shows charges that cannot change. The next section outlines charges that cannot change by more than 10%, while the final section outlines charges that may change.

What is the HUD statement called now?

The consolidated Closing Disclosure has replaced the Settlement Statement and Truth in Lending Disclosures for most home loans. Home loans that dont involve real property, such as reverse mortgages, also use the HUD-1 Settlement Statement.

What does settlement charges to borrower mean?

Settlement costs (also known as closing costs) are the fees that the buyer and/or seller have to pay to complete the sale of the property. Depending on the lender, these may include origination fees, credit report fees, and appraisal fees, as well as property taxes and recording fees.

Is a HUD statement the same as a Settlement Statement?

A HUD-1 form, also called a HUD-1 Settlement Statement, is a standardized mortgage lending document. Creditors or their closing agents use this form to create an itemized list of all charges and credits to the buyer and to the seller in a consumer credit mortgage transaction.

What is the purpose of a Settlement Statement?

A settlement statement provides a breakdown of all the closing costs and credits involved in a real estate transaction or refinance.

What is the difference between settlement and closing?

Settlement refers to wrapping up the home buying process and is generally interchangeable with the term closing. Transfer of the property title and receipt of payment for the property are both handled on closing day.

What is the difference between a HUD and a settlement statement?

The CDF is the settlement statement that replaced the HUD, only it is designed strictly for the buyer only. It contains information specific to their loan amount, closing costs, loan terms, and other such personal information.

Is the HUD-1 Settlement Statement the same as the closing disclosure?

The Closing Disclosure combines and replaces the HUD-1 Settlement Statement and the final Truth-in-Lending (TIL) statement. The form mirrors the information provided on the Loan Estimate.

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