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[Music] this is bruce youngblood pension solutions canada is my company just going to briefly talk today about the canada pension plan and old age security its funny funny enough a lot of people dont know what oas means cpp and oas cpp canada pension plan is of course the government pension plan were all going to collect it if we worked and oas is the government pension plan were all going to collect it if we lived here two very different criteria um canada pension plan you can start at 60 or any time thereafter the later you start it the higher it gets up to age 70 doesnt rise anymore i just went through an exercise for a client who was capped out had taken a second job was paying cpp there is a form its called a cpt-30 fill that in give it to your employer you wont have to pay the cpp anymore if youre already maxed out uh thats an aside let me bring up a uh a slide here when should i start my cpp my canada pension plan and ive written in there 10 15 20 because i want to uh
