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In this video, Ben, the former CEO of a debt settlement firm and co-founder of Ascend Finance, aims to explain how debt settlement works, including its processes and costs, to help viewers make informed decisions. He acknowledges the skepticism towards many debt relief firms and offers transparency on the subject. Ben introduces Ascend’s resources, including a personalized debt summit cost and alternatives calculator available in the video description, designed to guide viewers through various options and their pros and cons. The video provides a comprehensive overview of debt settlement and its implications for individuals struggling with debt.