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How to paste phone lease

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okay did you know that you can lease a cell phone thats right you can actually lease a cell phone instead of buying it outright and i was curious whether or not cell phone leasing is worth it so in this video im going to be talking about the different options that you have for buying a cell phone what cell phone leasing is the pros and cons of it whether or not buying a phone outright is cheaper in the bottom line of what i think [Music] hey whats up guys its justine with debt free millennials the channel to help you crush your debt and live payment free if you are new to the channel we talk about all ways to live debt free help you with your debt-free journey so scroll down and click that red subscribe button so you never miss another video from me so some of you actually didnt know what cell phone leasing was when i was talking about this inside of the debt free millennials facebook group and its something that ive had some experience with so i want to talk about this because

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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What credit score do you need to lease a phone?

Theres no minimum credit score to get a phone contract. Every network operator scores you differentlyso even if one network wont give you a contract, you might have more luck elsewhere. Having bad credit doesnt stop you from getting a phone contract, but it might make it harder.

What happens if you lease a phone and dont pay?

Your mobile provider could cut your phone off so youre unable to make or receive calls. If you dont take steps to deal with the debt, your account will default and the contract will be cancelled. The mobile provider can then take action to recover the outstanding bill, following the normal debt collection process.

Do you need good credit to lease an iPhone?

Youll generally need a credit score of at least 600 to qualify for iPhone financing. This requirement could be different for other carriers, though, and you could be approved if there are other factors that compensate for the lower score.

Do you own your phone after lease ATT?

No, you will not own the device at the end of your leasing term. However, you do have the option to buy your phone at the end of the term by paying the balance off. Cell phone leasing plans are payment plans where a carrier charges you each month to rent their phone.

What credit score do you need for SmartPay?

SmartPay is a no-credit-required lease-to-own product. No credit required means that, although no minimum FICO score or established credit history is necessary to apply, SmartPay may check past payment history based on the information you provide in the application.

Why did I get denied for SmartPay?

Please be aware that attempting to make too many purchases in a short amount of time may result in being rejected more easily. Different factors, such as missed or delayed payments can lead to Smartpay preventing you from making additional orders.

How good does your credit have to be to lease a phone?

There isnt a minimum credit score required to get on a phone plan, but your options do get more limited as your credit score decreases. Those without good credit may need to pay a security deposit to sign up for certain plans.

What do you need for SmartPay?

You can only use your own personal and financial information to apply for a SmartPay lease. Also, the personal information on your application must match the name on your debit card.

How does a phone lease work?

Leasing a phone is similar in concept to monthly installments, as you pay a specified amount per monththe main difference between the two is that you wont keep the phone at the end of a lease, whereas the phone is yours when paid for through monthly installments.

Can I use a credit card for SmartPay?

SmartPay Support Yes, you can use a credit card to make your payments. You can update your payment method by logging into your SmartPay+ account at SmartPayLease.com/login and clicking on Settings. Note: A temporary $0.50 authorization will be required each time you add a new debit card to validate it.

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