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This is Renee. Renee is a veteran who was disabled in the line of duty. Her injuries arent too severe, so she is able to work a part time job. Over here are James and his twins. James works 40 hours a week at minimum wage. Lonna had to quit her job after she started having a serious heart problem. None of these families can reasonably afford a market rate apartment. Not even James. Actually, theres almost nowhere in the US where someone working full time at minimum wage can pay for a one-bedroom apartment without spending more than 30% of their income. So right now James is paying 60% of his income in rent. Somehow he has to use the rest to pay bills, buy food, and raise his kids. What happens to Renee, James, and Lonna? Do they get evicted and lose their jobs, try to live with friends or relatives, stay in shelters and motels during the night? Maybe. But maybe they can get a Section 8 Housing Choice Voucher, which will help cover the cost of rent. Lets focus on James. James learns