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foreign [Music] lets talk about settlement of a workers calm case a lot of people have questions about this and theres a lot of speculation about it but what I want to say from the beginning is the word settlement is a bit of a misnomer and heres why when you think settlement you think youve been injured in a personal injury and youre going to get pain and suffering and loss of wages and hospital bills and all these things like you can get in a jury trial that certainly can be settled before going to trial but workers conference is not exactly like that in fact workers comp settlements arent as big as settlements that might be something that caused an injury because of a car accident or something like that so the value of your workers comp settlement is going to vary widely and you just need to get legal advice to determine where you are how much is this worth because keep in mind what were settling for you is basically something generally that you already have so you have wag