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IS SHORT, SOME PEOPLE TURN TO PAY DAY OR TITLE LOAN COMPANIES FOR QUICK CASH. BO: WHILE THESE BUSINESSES SERVE A PURPOSE, THEY HOWEVER COME WITH CONSEQUENCES IF YOU DONT PAY YOUR LOAN BACK WITHIN A MONTH. KRISTIN: WATE, SIX ON YOUR SIDE CONSUMER REPORTER DON DARE SAYS THE INTEREST RATES ARE EXTREMELY HIGH IF YOU ROLL OVER YOUR LOAN. DON: THE ANNUAL PERCENTAGE RATE IS CLOSE TO 3- HUNDRED PERCENT AND ITS LEGAL. CAR TITLE LOANS OFFER YOU QUICK CASH IN EXCHANGE FOR YOUR VEHICLES TITLE AS COLLATERAL. GENERALLY, CAR TITLE LENDERS HAVE FEW REQUIREMENTS FOR POTENTIAL BORROWERS. YOU CAN OFTEN DRIVE AWAY WITH THE MONEY IN LESS THAN AN HOUR. BUT THESE LOANS ARE EXPENSIVE, IF YOU DONT PAY IT BACK WITHIN ONE MONTH. SO, YOU NEED TO UNDERSTAND THE TERMS OF THE AGREEMENT. DON DARE: WHEN DID YOU BUY THIS CAR? GERALDINE KLINE: JUNE 2017. DARE: ITS A KIA GERALDINE: YES. GERALDINE KLINE HAS BEEN PLEASED WITH HER SIX YEAR OLD CAR WHICH IS PAID OFF. GERALDINE: JANUARY OF 20-18 DARE: PAID IN FULL. GERA