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The official currency of the EU is the Euro, but not all countries in the EU use it. Some countries choose to keep their own national currencies for three main reasons. Firstly, adopting the Euro requires meeting economic criteria like low inflation and stable exchange rates. This can be challenging for countries with weaker economies like Bulgaria and Croatia. Secondly, keeping national currencies allows countries to maintain their unique cultural identities. This is why some countries opt out of using the Euro.