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data is changing the banking industry corporate Treasury Departments want to leverage ERP and accounting systems to make payments just in time make them more secure and to get better information reporting about payments made and collected when it comes to these industry changes toward faster better communications between banks and corporates it all comes down to the handling of data the historical and current way that data is exchanged can be described as a positional lock and key structure clients send a payment file bound by a keyring structure with specifically shaped and ordered keys that represent data elements like originator name and effective date the banks systems are the locks that accept and interpret the keys based on shape size and position on the Ring this works well when everything is in alignment but have one key out of place and your entire process fails so how can this be easier more flexible with faster processing and improved tracking and reporting it requires a
