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How to model payment charter

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layer management consulting payment 101 understanding a for party transaction model the cardholder card holders the buyer it can be an individual owning a credit or debit card and making a purchase with his card at a merchant [Music] merchant the merchant is the seller this is a company selling products or services at they store in order to accept card payments using a pause device the merchant needs to select and sign an agreement with an acquirer vac [Music] the acquire the acquiring bank handles the transaction of money between the cardholder and the merchant when the require receives the card information or purchase made a deposit of ice it will check with the issuing bank if the card is valid and if there are sufficient funds for the purchase once the issuing bank approves the transaction the acquiring bank transfers the money to the merchant according to a paired cycle specified in the agreement the issuer the bank issuing the credit debit card the bank provides an account linke

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