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This video tutorial focuses on the importance of the owners affidavit in the refinance process. The owners affidavit is a statement confirming sole ownership of the property. It is a common document in refinances and typically requires notarization. However, if it lacks a notary block, it does not need to be notarized. The tutorial emphasizes the need to understand and communicate the purpose of the affidavit to clients. While it may not be necessary to read each item verbatim, the lender may choose to review the contents. The affidavit is a critical component in the refinance process, confirming ownership of the property.
