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The speaker is 67 years old and still working but plans to retire soon. They have a traditional IRA and company stocks worth $825,000, receive $36,000 from Social Security, and have a mortgage as their only debt. They are interested in the four percent rule for retirement and want to know how dividends factor into it. They currently receive $25,000 annually from dividends, which are reinvested. The main question is whether the four percent should come from stocks or dividends.
