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hello im will engman a partner with the law firm of edmund kamenel welcome to todays two minute tuesday briefing today i would like to talk to you about what should be considered as part of a full and final settlement of a workers compensation claim full and final settlement means the case will be completely over you will not have any further benefits under the case other than those benefits specified in the terms of the settlement agreement keep in mind that all settlements must be approved by either the maryland workers compensation commission or the district columbias office of workers compensation before they become final so there are generally four to five things that have to be considered in every settlement first your past medical bills will the insurance company be paying those or will you be responsible for paying less your future medical bills whos going to pay for those will it be you or will it be the insurance company or will there be a special fund set aside to pay