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good day everyone and to welcome to this lecture where were going to discuss just to run through a typical example of a payment certificate in our previous lecture we discussed the payment clause 25 of the jbcc principal agreement and weve learned quite a few items that we need to take into account when we prepare a payment certificate obviously it was noted in the clause 25 weve talked about the recovery statement we talked about a notification and advice to the subcontractors and also we need to include certain items in our payment certificate such as default interest if the employer is late in payment this is just a typical example illustration so lets look at the first payment certificate and that is the official certificate that youre going to prepare now this specific example it is a certificate number nine and it is referred to as a interim payment certificate well only issue a final certificate if its based on the final account when the project is now finished and weve