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hello youtube im vince white im answering questions today i have another question from youtube uh user i hope im pronouncing it correctly pameroom um heres the question how much of the psychology of leverage plays into settlement demands a lot is a simple answer um but it also really depends on the dynamics over at the defendants table right um right out of the gate lets say theres an insurance adjuster and theres often not because a lot of times workplace sexual harassment or workplace discrimination um youre dealing with intentional acts and often insurance companies either wont cover that or theyll do a claim right and just say hey were not going to really be involved here were not going to pay but you know maybe like 10 of cases theres insurance and where the insurance adjuster is involved right off the bat she or he doesnt care about a variety of things they dont care about the the defendant propers reputation at all they dont care they dont care about press bec