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weve all seen the television ads heard them on the radio as well the fbi says home title theft is a serious and a growing problem that will affect you save yourself and your home with tidal log but do you really need this and if you do what are you actually getting were here to help us understand the threat to your home and your home title rather is real estate expert and homeowner himself john adams john good morning how are you today sir i am well i hope you are my friend i am doing great thank you so lets break this down what is this title lock thing all about well its a clever combination of words buck that sound important but frankly in my opinion present no threat to the vast majority of american homeowners all right so your title is obviously a very important document for a homeowner so why would you not want to protect that well you do want to protect that but title is different from this title lock thing this is not insurance its not going to protect you and what the pro