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hi my name is adam welcome to the channel thanks for joining us today today were going to go through a much anticipated video one thats been requested maybe more than any other one and that is lyrics or lyras as some people pronounce it but the locked and registered account so in this video were going to go through five different things so were going to cover what a lear is the difference between a lyra and an rrsp were going to go through how you can get money out of your lira early like before retirement how do you get it out then were going to go through when you hit retirement what happens to your lira and also whats unlocking okay a lot of you have heard okay i know i can unlock depends where you live well cover that in this video and then the last thing we have some strategies that we use when we build out a financial plan if you have a lira youre going to want to stay tuned for that because we have some tips and tricks that we use with our clients that are really succ