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what is a notice of servicing transfer on my loan lenders regularly buy and sell notes individually or in pools A lender upon receiving your loan must service that loan somewhere either themselves or choose a loan servicer to collect the funds and ensure compliance through tracking of dates and payments as a result FCI can either become your new loan servicer or may transfer out your loan to another Loan Servicing Company this does not modify your loan in any way but upon transfer does result in your payment being sent to a different Loan Servicing Company which will be confirmed by a goodbye letter