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- [Narrator] This is Chris. No, wait. Thats not average enough. (keyboard clicking) James. Okay, this is James. He just graduated with a bachelors degree and $30,000 in student loan debt, which is a rounded average amount of what most graduates in the US end up with, on which he pays a 5% interest rate, which is again pretty average. And this is Mary. Mary also took out the exact same loan. Jamess payment plan allowed him to be debt free in 10 years while Marys repayment plan meant that she ended up owing more money after paying towards the loan for a decade. The Supreme Court is about to decide the fate of President Bidens plan to forgive up to $20,000 in student debt, but. - That is by no means the only big thing that the Biden administration has done on student debt. One of his other moves that was actually announced the same day as mass debt cancellation got much less attention, but is arguably gonna make a much bigger difference in the long run for student loan borrowers. -