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a contractors final payment affidavit is a document that the owner can and should get from a general contractor one with whom he or she has a direct contract with that says Ive completed the work as the GC and all the leaners below me have been paid or those who have not been paid or at least listed here on that document thats something that the general contractor needs to give to the owner at the end of the project it helps the owner know where it stands as far as potential liability and in fact its a statutory form if that statutory form is not provided by the general contractor prior to suit then the owner can actually seek a stay or an abatement of the lawsuit if theres non-compliance you