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Lesson number 12, the probate court must approve all minor settlements and legal guidance throughout the process is critical. Under Ohio law if a child is under 18 the settlement has to be approved by the probate court. Why is that? First of all, they want to make sure that the child is not taking advantage of in the system, second of all, they want to make sure that the settlement is adequate, and third, they want to make sure that the monies are preserved for the child so the child gets the money after the age of 18. This isnt to say that parents would take or steal the money of the child but the important thing is the injury belongs to the child and any monies need to be put in a safe keeping until the child is 18. So typically theres a hearing in front of the probate court and the monies are either put in something called a CD which is a risk free government insured investment to protect the assets of the client, or its put in a structured settlement, and a structured settlemen
