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In 2017, Equifax had a data breach affecting over 148 million people, leading to a lawsuit. Both Equifax and Experian settled for $525 million, not everyone qualifies for a payment. To claim Experian settlement, you need a notice ID provided. For Equifax settlement, you need to prove financial loss due to identity theft, such as expenses for police reports, lawyer fees, and other costs incurred during the ordeal.
