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first of all i just want to thank everyone in the audience for joining today to hear our discussion on accelerated settlement on todays panel well talk about the journey of t plus one the implications uh and what you know firms should be thinking about today we have a great panel lined up for you today to show their perspective on t plus one um starting off we have john bell executive director of clearance and settlement at dtcc we have ian mckay who is director of global product solutions at equiland uh and also we have um we have jeremy meade uh vice president of agency lending at fidelity so also just to let everyone know uh we will be answering questions from the audience um at the end of the panel so please feel free to submit those questions through um through their through your proper channel and we will um correlate those and answer those at the end of this session so before we get started lets just get to meet some of our panelists today um hey john can you kick us off and