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our analysis on CBDC in particular for the general use we intend to establish the equivalence with cash and there is a huge difference there for example in cash we dont know for example who is using a one hundred dollar bill today we dont know who is using a one thousand pesos bill today a key difference in the CBDC is that central bank will have absolute control on the rules and regulations that will determine the use of that expression of central bank liability and also we will have the technology to enforce that those two issues are extremely important and that makes a huge difference with respect to what cash is