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ive got a question for you where are you you see i need to know that if im going to deal foreign exchange because theres a concept in the market called time zone risk let me give you an example now this is a really famous example in the textbooks its all about a german bank based in cologne called bank hashtag now we go way back to 1974. now the bank had been doing a lot of speculative currency trading and racked up about 470 million deutsche marks that they were using then in losses the regulators werent too happy now they were still doing their foreign exchange and won one of the deals it was such that the american counterpart would give them deutsch marks and in return they would give the american bank dollars now the american bank said right here are your deutsche marks german time the guys at bank hairstyle said not a problem when america opens up well give you your dollars unfortunately during that gap the regulators came in and closed the bank down so youre the american