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Hi, I'm Nicole Vinson, an attorney at the Merlin Law Group. We handle denied or delayed property insurance claims nationwide for commercial and residential losses. We handle both litigation for insurance claims and bad faith claims. Your insurance company may not want you to know that, despite paying premiums and having a long-standing relationship with your agent, they may deny your claim initially. It's crucial to promptly call in your claim and be prepared to present it to the insurance company with this understanding.