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you want to make sure that you have a conversation with the loan officer where you go through that application and double and triple check everything i cannot tell you how many times i literally get applications online and the name is wrong is getting pre-approved free is getting a pre-approval letter from a lender is it free well youve come to the right place because thats what were discussing today so lets get after it right now [Music] if youre new to the channel my name is stephanie and ive been helping customers for over 18 years with their mortgage financing and im passionate about spending mortgage and homebuyer education across the u.s even though im a licensed loan officer only in certain states currently louisiana mississippi alabama and florida is it free i think it should be but its not always free most lenders tend to not charge an application fee if they do charge an application fee that is when its not free per se because most loan officers or im sorry most l