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there are various parties involved while issuing the lcn while settlement of lc also they are as follows applicant applicant is those who is willing to buy goods from a seller and request a bank for issuance of lc they are also known as a buyer or in international trade they are also known as a importer bank issues lc on behalf of this now issuing bank which is also known as applicants or buyers bank are those who issues the letter of credit on behalf of buyer for the trade agreement or sales purchase agreement between seller and buyer further issuing bank forwards the lc to advising bank to notify the beneficiary after issuance moreover they are also liable to pay the beneficiary lc amount that can be full or remaining amount in lc if applicant fails to do so or fails to pay now beneficiary in lc are those who is willing to sell their goods to the buyer according to the trade agreement between themselves themselves means seller and buyer further issuing bank issues the lc favoring th