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How to lay out phone lease

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okay did you know that you can lease a cell phone thats right you can actually lease a cell phone instead of buying it outright and i was curious whether or not cell phone leasing is worth it so in this video im going to be talking about the different options that you have for buying a cell phone what cell phone leasing is the pros and cons of it whether or not buying a phone outright is cheaper in the bottom line of what i think [Music] hey whats up guys its justine with debt free millennials the channel to help you crush your debt and live payment free if you are new to the channel we talk about all ways to live debt free help you with your debt-free journey so scroll down and click that red subscribe button so you never miss another video from me so some of you actually didnt know what cell phone leasing was when i was talking about this inside of the debt free millennials facebook group and its something that ive had some experience with so i want to talk about this because

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What happens at the end of a phone lease?

After your lease ends, a charge will appear on your bill for the remaining purchase-option price of your device, plus taxes.

What happens if you dont pay off a leased phone?

It will probably take a few months of non-payment before they cancelled your account. At that point, they may decide to blacklist the phone so it wont work on any network. As long as there is any payment remaining, the phone wont be unlocked for use on other networks.

What credit score do you need to lease a phone?

Theres no minimum credit score to get a phone contract. Every network operator scores you differentlyso even if one network wont give you a contract, you might have more luck elsewhere. Having bad credit doesnt stop you from getting a phone contract, but it might make it harder.

Is it better to buy the phone outright?

Is it cheaper to buy a phone outright? Buying a smartphone outright can be cheaper than buying it on a plan in the long run, but what generally makes it cheaper to buy a phone outright is that youre not locked to a plan from the same mobile phone provider.

Is leasing a phone more expensive than buying?

Pros and cons of buying and leasing Buying a phone costs a little more, but at the end of a contract, leaves you with a device. If you like having your own phone and feel like you might switch carriers at the end of your contract or prefer to leave your options open leasing may not be for you.

Is leasing a phone good for credit?

Financing or leasing through a wireless carrier will not help you build credit since they dont usually report activity to the three major credit reporting bureaus (Experian, Equifax and TransUnion).

How does a cell phone lease work?

Leasing a phone is similar in concept to monthly installments, as you pay a specified amount per monththe main difference between the two is that you wont keep the phone at the end of a lease, whereas the phone is yours when paid for through monthly installments.

Is it a good idea to lease a phone?

Leasing a cell phone can be a good idea if you like to upgrade to a new phone every year (or thereabouts) and dont necessarily need to own your phone. Leasing a phone can be cheaper than paying off a phone in full (whether outright or via monthly installments) and youll be able to get a new phone every 12-18 months.

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Lay out phone lease easily