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there are still some details that have to be determined before you can submit your charter application for instance what are you going to call your bank you have to come up with a name that is different enough from other bank names to avoid confusion you also need to think about whether you want the word bank in the name and whether you want the geographic region in the name regardless of the name you choose you have to verify that the name is not being used by any other corporations which leads us to the fact that you have to become incorporated before you actually file your application it is recommended that you set up a pre filing meeting with the states Department of Finance and banking this will help make sure that you have all of the information you need to file usually the biggest delays come from incomplete background and/or financial information once you have all of the details ironed out you fill out the Charter application and submit it along with a lot of other informatio
