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welcome if you are new here or if you have been following us on our journey i welcome you to hustle credit and facts where we talk about ways to save money make money and raise your credit scores if these are topics that you enjoy please take a second and hit that like button share our content and comment and subscribe i am your host financial budgeteer and credit restoration expert omar brooke and in todays video we will be discussing lay by and discovering ways you can get approved for up to three thousand dollars plus shop for clothes gym apparel shoes and much much more all without affecting your credit scores now lets hustle credit and fax okay ladies and gentlemen this video is about lay by lay by is pretty similar to after pay uh the video that i showed you earlier which i would have somewhere up uh where you can click on it if you hadnt already but its pretty much similar to afterpay its about clothes shoes and being able to get those particular items only difference is t