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In this video tutorial, the speaker emphasizes the importance of setting a financial goal as a business owner. They provide a step-by-step guide on how to calculate exactly how many clients you need to achieve that goal. Using the example of a $100,000 yearly income goal, they explain that you may need around 15 to 20 clients, depending on their size and monthly charges. The speaker demonstrates a spreadsheet tool for this calculation on the computer screen and offers a download link for viewers to use it themselves. The first step is to enter the income goal at the top of the spreadsheet and divide it by 12 for monthly calculations.