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[Music] on behalf of kendrill welcome to the power of payments data theme for those of you who dont know me my name is anna rosetti and im a banking partner at kendrill as your chair im here to provide some context before we launch into our three-day sessions whats at stake when we think about payments data as countries around the world launch modern payment systems we see how businesses governments and institutions are unlocking new possibilities with data more data traveling with payments will drive efficiency deeper customer engagements and enable better fraud detection of course tapping into the power of payment data means that privacy and security must be top of mind data governance ownership and protection will be key to ensuring integrity and responsible use as well the value of data is not about the data in and of itself the true value lies in the organizations ability to extract meaningful insights and translate them into better experiences for their customers and their
