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its back and its bigger and better than ever whats back free money for a down payment and closing costs for the purchase of a home thats what and who doesnt like free money i know i do how about you of course i do how do i get it well all you have to do is ask for it who do i ask im about to tell you the neighborhoods department head start the home ownership program at the city of jacksonville the program is offering up to fifty thousand dollars of financial assistance to individuals and families to cover the cost of down payment and closing costs when purchasing a home who is eligible for this free money stay with me and ill tell you all about it down payment assistance programs have been around for many years some of these programs have limited funds are temporary and only last as long as funds are available these temporary programs are usually short-lived but normally provide the most money this is the case for the program im about to share with you hi im lucian valinquit