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whats up Dave duford here to Ford Insurance Group were doing it live for another live training event were so uh uh stoked to have you here its an exciting time were doing an all day long final expense face-to-face training and it is fantastic to have you uh this is going to be a little bit different of an event because yours truly aint doing all the heavy lifting this time Ive actually got my two wonderful face-to-face final expense trainers Im going to introduce in a minute uh Joe bluesolaki and David Heath who are going to take some of the burden off and showing you the way to be successful selling final expense on a face-to-face basis now before we get started a couple of things to uh go over were going to go over the uh overview of today of what were going to learn uh why you should be here what youre going to get away from this and take away from this were also going to talk about our sponsors uh the people that are helping uh offload the expense of holding this event