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This video tutorial explains how to remove late payments from your credit report, following the steps credit repair agencies use. Your credit score is made up of five factors, with payment history being the most important at 35% of your score. Missing a payment can drop your score by 80 to 100 points, as lenders assess your ability to make payments on time. Recent activity on your credit report has the biggest impact on your credit score. Take action today to get these late payments removed without paying someone else to do it for you.
