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Tara from Miami, a 50-year-old divorced mom of teenage sons, calls into the Dave Ramsey show looking for advice on what to do with her portion of the $1.2 million from closing on the marital home. She's currently renting and unsure if she should buy a new house within a year. Dave advises her to create a plan based on her income and expenses, suggesting that she needs to figure out what she can afford before making any decisions.