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To obtain a lien release for a vehicle title, you need to first identify the name of the lender or lien holder listed on the title. The DMV only cares about this information, regardless of whether the loan has been paid or transferred. As the owner, you can go to the DMV to get this information. However, if you are not the owner, you may need to follow a different process to find out the lender's name. Just because the loan is paid off does not mean the bank has notified the DMV, so it's crucial to clarify this with the lender.