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In this video, the speaker discusses a personal loan that viewers can pre-qualify for without a hard inquiry. They mention previous loan options and share a website for obtaining personal loans. Viewers have reported being able to get a loan of $10,600 at 28% interest rate after receiving an Experian pull. Approval depends on credit and existing debt. The speaker emphasizes that individual situations vary, so it's important to check the terms and conditions before applying for a personal loan.