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alright now lets continue on and lets talk about something else with individual taxation called deductions now we can do either what we call a standard deduction and thats what the government says hey youre alive you get $12,000 automatically or married filing joint 24,000 so it might be a good reason to finally get married or you can itemized and itemizing is called a Schedule A so what were gonna do is on our Schedule A we will itemize these items and as long as theyre more than $12,000 its probably worth it in order to itemize your deductions the first one is called charity and again this is gonna be a mnemonic that I suggest you commit to memory what does it stand for charity other miscellaneous medical interest taxes theft and casualty loss the first one is called charitable contributions now when Im walking down the street I see someone to say hey heres a free doughnut is that tax deductible no they are not what we call a qualified charitable organization therefore its