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all right good afternoon everybody first off lets get off to the lets get started with the important stuff first a riddle what do you have when you have three lawyers buried up to their necks in cement obvious the answer not as enough cement now there was a recent study that came up from the National Institutes of Health they announced that theyre no longer to use rats for medical experimentation in their place theyre going to start using lawyers but theyve given three reasons for that number one theyre apparently more lawyers than there are rats number two of the medical researchers dont become emotionally attached to the attorneys as they did to the rats and number three no matter how hard you try theyre just certain things that rats wont do alright enough of that lets talk about a negotiation in settlement part 1 we will be following up with part two next month lets see if you remember this one if youre or if you do youre old you have no one to hold them no one to fold